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Visa
Loan Application - press here
Annual Percentage Rate as low as 9.5% APR.
One of the lowest fixed interest rates available.
The rates the same for cash advances and balances transferred from
other credit cards.
No Annual Fee
You dont have to pay for the privilege of carrying our cards.
25-Day Grace Period
If your previous balance is zero and you pay off the new balance within
25 days of the closing date, we wont charge you any interest. Youll
pay interest only on amounts carried forward. (Cash advances do not have
a grace period.)
Worldwide Acceptance
Visa is readily accepted worldwide. Use it for identification, too.
Cash Advances
You can use your DGE FCU Visa card to get cash from any ATM in the international
Visa PLUS networkfree of charge.
Verified
by Visa protects your existing Visa card with a personal password, giving you reassurance that only you can use
your Visa card online.
To report a Credit Card lost or stolen, please call
800-808-7230 during business hours or call 800-991-4964 after hours.
Find
out how to compare credit card offers.
| Annual
Percentage Rate for Classic: |
as low as 9.5% |
| Purchases and
Cash Advances |
as low as 9.5% |
| Grace Period
for Purchases |
You have 25
days to repay your balance for purchases before being charged
a finance charge |
Method of computing
repayment
of balances for purchases |
Average Daily Balance
(excluding new purchases) |
Method of computing
repayment
of balances for cash advances &
balance transfers |
Finance charges
accrue from date of advance or first day in billing cycle in
which the cash advance is posted to the account, whichever is
later |
| Annual
Fee |
None |
| Minimum
Finance Charge |
None |
| Transaction
Fee for Purchases |
None |
Transaction
Fee for Balance
Transfers & Cash Advances |
None |
| Over
Credit Limit Fee |
$10.00 |
Late
Payment Fee
if payment is received 20 or more days after the due date. |
$10.00 |
| Returned Check
Fee |
$20.00 |
| Minimum Monthly
Payment |
4% of Total
New Balance or $25.00, whichever is greater, plus amount of
prior minimum payments not made, and any amount over credit
limit |
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The information contained in this disclosure is accurate
as of November 1, 2005.
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