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Visa
Loan Application - press here
Annual Percentage Rate as low as 9.5% APR.
One of the lowest fixed interest rates available.
The rates the same for cash advances and balances transferred from
other credit cards.
No Annual Fee
You dont have to pay for the privilege of carrying our cards.
25-Day Grace Period
If your previous balance is zero and you pay off the new balance within
25 days of the closing date, we wont charge you any interest. Youll
pay interest only on amounts carried forward. (Cash advances do not have
a grace period.)
Worldwide Acceptance
Visa is readily accepted worldwide. Use it for identification, too.
Cash Advances
You can use your DGE FCU Visa card to get cash from any ATM in the international
Visa PLUS networkfree of charge.
Verified
by Visa protects your existing Visa card with a personal password, giving you reassurance that only you can use
your Visa card online.
To report a Credit Card lost or stolen, please call
800-808-7230 during business hours or call 800-991-4964 after hours.
Find
out how to compare credit card offers.
| INTEREST RATES AND INTEREST CHARGES |
|
| Annual Percentage Rate
(APR) for Purchases |
as low as 9.5% |
| Purchases and
Cash Advances |
as low as 9.5% |
| APR for Balance Transfers |
as low as 9.5% |
| How to Avoid Paying
Interest on Purchases |
Your due date is at least 25
days after the close of each
billing cycle. We do not charge
you interest on purchases if you
pay your entire balance by the
due date each month. |
| For Credit Card Tips
from the Federal Reserve Board |
To learn more about factors to consider when applying for or using a credit card, visit the
Web site of the Federal Reserve
Board at
http://www.federalreserve.gov/creditcard. |
| FEES |
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| Annual
Fee |
None for Classic
$10 for Platinum |
Transaction Fees
- For Purchases
- For Cash Advances
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Penalty Fees
- Late Payment Fee
- Returned Check Fee
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- $10 for Classic
$25 for Platinum
Over 20 days: $49.99
- $20
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How We Will Calculate Your Balance. We will use a method
called “average daily balance (including new purchases).”
The information contained in this disclosure is accurate
as of March 1, 2011.
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